How Banking Will Change
How long does a bank take to change a house title?
We purchased a bank owned house and on the date(after months) that we were supposed to sign and pickup the keys they noticed that the title was never changed over. The bank selling bought out the bank that was currently in possession and they never transfered paperwork so the title remained under a no-longer-existing bank. How long will it take them to change over the title?
There might be a few legal things that need to be worked out before the title company can produce a clean title to the bank in which you are trying to buy the property from.
A deed has to be properly signed, notarized and recorded at the county recorders office in which the property is located for one to have clean title and be able to sell the property to someone else.
You might inquire of them the time frame in which they are presently working and see if you can get a handle on the situation.
If you are using the services of a real estate you might inquire of them about the time frame.
I wish I could give you a time frame, but anything I tell you would be an estimate as I don’t know where in the process they are,nor do I know what the hold up is.
#1 It could be a legal reason in the transfer of the property
#2 They could have found a cloud on the title
#3 There is a possibility of a lien recorded that can be taken off, but they can not find the needed people to sign off on the lien.
I hope this has been of some use to you, good luck.
“FIGHT ON”
Sub-prime crisis – what next in banking? Credit crunch / sub-prime crisis and mortgages, interest rates, share prices, house prices. Comment by keynote conference speaker on Future of Banking and Financial Services – Dr Patrick Dixon
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